Central Coast Home Loans

About Us

Established in 2011 Mortgage Brokers Central Coast is a locally owned business located in Lake Haven NSW.

A personal mortgage adviser with Central Coast Mortgage Brokers, Yvonne Ratcliffe is a fully qualified and trained mortgage broking professional who lives and breathes home loans, motivated by getting great outcomes for clients, every time. Stringent standards ensure that the loan application is hassle free. It works.

Yvonne Ratcliffe is flexible, highly organised, efficient and committed to developing the right solutions to meet her clients’ needs.

Yvonne is also passionate about excellent customer service and is highly results-driven.

“I pride myself on getting results for clients and supporting them with a service that is professional yet friendly,” she explains.

“I’m willing to go the extra mile in every sense of the word; not only am I very flexible with my time and willing to travel to meet with my clients, it’s also very important that my clients know I’ll do whatever it takes to develop a personalised solution and provide a level of service that exceeds their expectations.”

Yvonne joined Smartline in April 2011 and in February 2012 commence her own company – Central Coast Mortgage Brokers Pty Ltd – with business partner and Accountant, Fran Quinn.

Yvonne welcomes inquiries from all borrowers seeking residential or investment loans, as well as those looking to refinance, consolidate, renovate or build.

Yvonne’s mortgage advisory service is mobile and while she is located in the Toukley/Lake Haven/Wyong area on New South Wales’ Central Coast, her service “has no boundaries”.


AFG Accredited Member                      MFAA approved

Contact Us

Central Coast Home Loan Specialists
22 Swindon Close
Lake Haven NSW 2263
Phone: 02 4393 1945

FREE Property Report

 Enter Your Name And Email To Get Your FREE Property Report

And Learn More About The Property You Would Love To Buy...

Our Lenders

Our Lender Widget


My experience with CCMB was easy and quite fun! I was made to understand the products, make a wise choice because of it, and kept well in the loop in terms of product information and stages of processing.

I also acquired a new accountant for taxation purposes during the whole procedure! My experience with CCMB was educational, enjoyable and productive. I will definitely recommend them to anyone needing financial advice.

- Sophie L, Niagara Park
Read more

Property News

The ‘F’ word. Don’t let finance and housing affordability get you downYou can’t seem to move these days without hearing about housing affordability. The media has us hype [...]

New strata laws for NSW come into effect todayToday's the day – after years of consultation and review, it all finally comes to a head with r [...]

Changes for OTP foreign buyers rely on broken supply argumentThe government's proposed changes to allow a foreign investor to purchase an off-the-plan dwell [...]

New home sales fall to two-year lowHIA's monthly survey of Australia’s largest home builders indicates that new home sales dropped [...]

Online tool to help users find the right financial adviceNew online toolkit developed by ASIC's MoneySmart to help Australians better understand and nav [...]

AFG Accredited Member

MFAA approved